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Blog Post | Consumer Protection

What is payday lending? | Kathryn Lee

We are a leading member of Americans for Financial Reform, a coalition that was instrumental in the creation of the Consumer Financial Protection Bureau (CFPB) by Congress in 2010. The CFPB is currently working on a rule to reign in the payday lending industry. We, along with AFR, are working to make sure the rule is a strong one. 

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Blog Post | Consumer Protection

Lowering your APR might be easier than you think | Kathryn Lee

Many Americans are walking around with a balance on their credit card because of high interest rates, or annual percentage rate (APR) charges for unpaid balances. It's best to pay off your balance in full but if you don't or can't, a higher APR makes your debit grow faster. What most people don’t realize is this APR can be negotiated to a lower rate.

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Blog Post | Public Health

Flint Pediatrician Gave a Voice to the Voiceless in Flint, Michigan | Anna Low-Beer

Dr. Mona Hanna-Attisha is the Flint pediatrician who led the charge in proving that Flint water was tainted by lead and was poisoning the community. Without her drive and dedication to the children of Flint, it is hard to say how long government officials might have left the public in the dark about the mounting crisis. In honor of Women’s History Month we’re recognizing Dr. Hanna-Attisha -- a doctor, mother, and activist -- who has relentlessly fought for the public interest. 

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Blog Post | Transportation

Owning Fewer Cars Isn’t Just For Millennials | Sean Doyle

New transportation options are making it easier for people to use transit more, own fewer cars, and even save money on transportation.

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Blog Post | Financial Reform

We oppose latest effort to weaken CFPB, other bank regulators | Ed Mierzwinski

Today, the House Financial Services Committee holds its latest cattle-call markup of a package of industry-backed bills designed to weaken consumer, taxpayer, depositor and investor protections. We've signed a letter opposing the so-called TAILOR (Taking Account of Institutions with Low Operation Risk) Act, which piles redundant requirements onto the Consumer Financial Protection Bureau and other regulators to do what they already do by existing law--treat small banks and credit unions differently than mega-banks. Also, the PIRG-backed Americans for Financial Reform sent up a letter opposing the TAILOR Act and 6 more of the 10 bills on the agenda because they are designed to weaken consumer, taxpayer, depositor and investor protections.

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News Release | WashPIRG Foundation | Democracy

Big Money Playing an Outsized Role in Washington Elections

In Washington’s congressional primaries, bigger wallets give a small set of mega-donors an outsized voice, according to new information released today by the WashPIRG Foundation and Demos. Just 259 donors who gave $1,000 or more to candidates in the primaries outspent the at least 6,233 small donors who gave less than $200, and 57% percent of all candidate contributions came from donors giving chunks of $1,000 or more.

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News Release | WashPIRG Foundation | Transportation

New Report Shows Mounting Evidence of Millennials’ Shift Away from Driving

A new report from the WashPIRG Foundation and the Frontier Group shows mounting evidence that the Millennial generation’s dramatic shift away from driving is likely to continue even as the economy improves.

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News Release | U.S. PIRG | Public Health

Some Good, Some Bad in Obama Executive Order on Protecting Antibiotics

Today, President Barack Obama issued an Executive Order – Combating Antibiotic Resistant Bacteria. While the order takes several important steps necessary to control the spread of antibiotic-resistant bacteria, it misses the opportunity to call for critical reforms in the agricultural sector that are essential to protect public health.

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News Release | WashPIRG Foundation | Transportation

New Study: Traffic Data Does Not Support Spending on Alaskan Way Viaduct Tunnel

A new report by the WashPIRG Foundation calls the proposed Alaskan Way Viaduct tunnel one of 11 examples of wasteful highway spending based on outdated assumptions of ever-increasing driving. The study points to data showing that the financial risks of boring a massive tunnel to replace the damaged and unstable Viaduct hugely outweigh potential benefits. The study calls for the state to consider reprioritizing scarce transportation dollars to other options, including a cheaper combination of surface street and transit options to replace the old earthquake-damaged highway.

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News Release | WashPIRG | Budget, Tax

Offshore Tax Havens Cost Average Washington Taxpayer $1,172 a Year, Washington Small Business $4,166

SEATTLE – As hardworking Americans breathe a sigh of relief getting their taxes in, it’s a good time to be reminded of how ordinary taxpayers pick up the tab for the loopholes in our tax laws. WashPIRG was joined today by Gerald Hankerson, Director of Washington’s Main Street Alliance, and Theo Martin, owner of Island Soul Restaurant, to release a new study which revealed that the average Washington taxpayer in 2013 would have to shoulder an extra $1,172 in taxes to make up for the revenue lost due to the use of offshore tax havens by corporations and wealthy individuals. 

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Report | WashPIRG Foundation | Consumer Protection, Higher Ed

Private Loans, Public Complaints

This report focuses on complaints about private student loans, which are the riskiest and most expensive way to pay for a college education. Private student loans make up just 15% of the student loan market. However, student loan borrowers with more than $40,000 in total debt disproportionately carry private student loans. The report highlights private student loan borrowers are beginning to use the Consumer Financial Protection Bureau as an outlet to solve issues pertaining to their relationship with their lenders. 

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Report | WashPIRG Foundation | Democracy

McCutcheon Money

We project that striking the aggregate limit would bring more than $1 billion in additional campaign contributions from elite donors through the 2020 election cycle.

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Report | WashPIRG Foundation | Transportation

A New Way to Go

Early evidence suggests that new innovations in technology and social networking are beginning to change America’s transportation landscape. New transportation services are providing people with an abundance of new options, helping to overcome barriers to the use of non-driving forms of transportation, and shifting the economics behind individuals’ travel choices. Collectively, they are also opening up the opportunity for more Americans to adopt “car-free” and “car-light” lifestyles with dramatically less driving.

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Report | WashPIRG Foundation | Consumer Protection

Big Banks, Big Complaints

The Consumer Financial Protection Bureau (CFPB) was established in 2010 in the wake of the worst financial crisis in decades. Its mission is to identify dangerous and unfair financial practices, to educate consumers about these practices, and to regulate the financial institutions that perpetuate them. 

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Report | WASHPIRG Foundation | Transportation

Moving Off the Road

Americans have cut their per-person driving miles in 46 states plus Washington, D.C., since the middle of the last decade. The states with the biggest reductions in driving miles generally were not the states hit hardest by the economic downturn. The majority—almost three-quarters—of the states where per-person driving miles declined more quickly than the national average actually saw smaller increases in unemployment compared to the rest of the nation.In Washington state, driving per person in has fallen nearly 9 percent since 1999—it's peak driving year.

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Blog Post | Public Health, Food

Progress in 2015 and hope for the new year | Anya Vanecek

This was a big year for the fight to save antibiotics. Now we’re looking to the future and looking forward to continuing our efforts to stop the overuse of antibiotics in factory farming.

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Blog Post | Public Health, Food

All I want for Christmas is responsibly-raised meat. | Anya Vanecek

I don't want a lot for Christmas, there is just one thing I need...

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Blog Post | Public Health

US Senate Passes Flawed Chemical Policy Legislation | Bruce Speight

On December 17, 2015, the U.S. Senate passed a flawed bill to update the federal chemical safety law, the 1976 Toxics Substance Control Act (TSCA), unanimously approved on a voice vote. The current TSCA law is notoriously ineffective, and we need real reform to protect public health from toxic chemicals. While improved from their original versions, neither the House nor Senate bill is strong enough, and both bills contain some dangerous flaws.

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Blog Post | Public Health, Food

It keeps getting better | Steve Blackledge

By next summer, all of the chicken served on Papa John's pizzas and poppers will be raised without antibiotics. The pizza chain's announcement adds them to a growing list of restaurants that are helping to stop the overuse antibiotics on large industrial farms.

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Blog Post | Public Health, Food

Predictable Problems in the FDA Annual Report | Bill Wenzel

Not only did the FDA’s voluntary Guidance for Industry #213 not lower the sale and use of antibiotics for food-producing animals, these sales actually increased 4%.

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Priority Action

We're teaming up with big restaurant chains to stop the overuse of antibiotics on factory farms. Call on KFC to stop selling meat raised on routine antibiotics.

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